Dental – Thrive Restaurant Group

A healthy smile is an important part of your overall well-being. That’s why Thrive Restaurant Group offers dental coverage through Guardian to all team members. Regular check-ups and cleanings help prevent small issues from becoming bigger, more costly problems.

We offer two plan options based on your role:

Management Level: For Full-Time Supervisors, Managers, and Home Office
Non-Management Level: Hourly positions, including Key Hourly Team Members

Refer to the charts below for a quick overview, or see the Summary of Benefits for complete details.

Dental - Management

	In-Network	Out-of-Network*
Annual Deductible
Individual	$25	$25
Family	$75	$150
Annual Maximum
Per Person / Family	$1,500	$1,500
Preventive	100%, deductible waived	Pays 100% of the usual and customary cost for your area
Oral exams twice a year, Bitewing x-rays (2 sets a year), Panoramic x-rays (every 24 months), and fluoride treatment for child under age 21 (once a year).
Basic	90%	60%
Fillings, simple extractions, problem focused exams, root canal and injection of therapeutic drugs.
Major	60%	40%
Initial installation of full or partial dentures, relining and rebasing of existing removable dentures.
Orthodontia
Benefit	$1,500 lifetime max	$1,500 lifetime max
Coverage for covered participants, children up to age 26

*Your annual maximum may not cover as many of your dental costs when going out-of-network. Out-of-network dentist may not accept contract discounts in place at an in-network dentist. (Texas employees’ out-of-network coverage will match in-network coverage.)

*Texas Locations Only – There are no Out-of-Network costs. See SBC for more details.

Maximum Rollover Benefit

With Maximum Rollover, Guardian will roll over a portion of your unused annual maximum to be used in future years. To qualify, a member must have a paid claim (not just a visit) and must not have exceeded the paid claims threshold during the benefit year. For example, those will $700 remaining in their $1,500 annual maximum will rollover $350 to use in future years.

Dental - Non-Management

	In-Network Benefits*(Dental Guard Preferred)	Out-of-Network Benefits
Annual Deductible
Individual	$50	$50
Family	$150	$150
Annual Maximum
Per Person / Family	$500	$500
Preventive	80%, deductible waived	80%, deductible waived
Oral exams twice a year, Bitewing x-rays (2 sets a year), Panoramic x-rays (every 24 months), and fluoride treatment for child under age 21 (once a year).
Basic	60%	60%
Fillings, simple extractions, problem focused exams, root canal and injection of therapeutic drugs.
Major	50%	40%
Initial installation of full or partial dentures, relining and rebasing of existing removable dentures.
Orthodontia
Benefit	Not covered	Not covered

*Your annual maximum may not cover as much of your dental cost when going out-of-network. Out-of-network dentist may not accept contract discounts in place at in-network dentist. (Texas employee’s out-of-network coverage will match in-network coverage.)

*Texas Locations Only – There is no Out-of-Network costs. See SBC for more details.

Maximum Rollover Benefit

With Maximum Rollover, Guardian will roll over a portion of your unused annual maximum to be used in future years. To qualify, a member must have a paid claim (not just a visit) and must not have exceeded the paid claims threshold during the benefit year. For example, those will $200 remaining in their $500 annual maximum will roll over $100 to use in future years.