Effective Plan Dates: Jan 1, 2026 — Dec 31, 2026

Sight, it’s a beautiful thing and not to be taken for granted. Whether you want to be incognito and wear contact lenses or stand out in the crowd with the latest stylish frames, this vision plan has you covered. 

Review the chart below for a plan overview, or see the Summary of Benefits for full details.

Vision
In-Network Benefits (VSP) Out-of-Network Benefits
Copays
Exam (annual) $10 Up to $39 reimbursed
Materials $15
Benefits
Single Vision lenses $15 Up to $23 reimbursed
Bifocal lenses $15 Up to $37 reimbursed
Trifocal lenses $15 Up to $49 reimbursed
Lenticular lenses $15 Up to $64 reimbursed
Frames every other year $130 Up to $46 reimbursed
Costco, Walmart, Sam's Club frame allowance at $70. 20% off remaining balance after allowance
Contacts every year $130 Up to $210 reimbursed
In lieu of frames. Medical necessity covered after copay (in-network, OON reimbursed up to $210)
Elective fitting & Evaluation Included in the contact lens allowance
15% discount on the fee.
Major 50%
Initial installation of full or partial dentures, relining and rebasing of existing removable dentures.
Lasik
Disount only 10-20% off

Accessing Your Vision Coverage

  • Guardian will redirect you to the VSP website to view vision claims.
  • When registering on the VSP site, use Thrive’s Group Number 00074008 and your Guardian Member ID.
  • Be sure to include ‘GU’ at the beginning of your Member ID so VSP recognizes it as a Guardian plan.
Guardian Anytime Access
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